Interest Rate of 5.0% (5.1% APR)       

                      

Borrowing Options

There are three borrowing options, tailored to suit your circumstances. The table below provides a quick comparison of each, highlighting the main differences. For more detailed information, click on the links.

  
Our borrowing options at a glance
 
Loan Option
Available to
Maximum term
Do I make monthly repayments?
What happens to the loan balance?
18yrs and over
15 years
Yes - repayments and interest
Decreases every month until balance is cleared
 
 
60yrs and over
life
Yes -
interest only
Remains the same, regardless of when the loan is settled
 
60yrs and over
life
 No
Increases every month as interest is added

  

 
The Home Trust Loan products are provided exclusively by South Coast Moneyline.
South Coast Moneyline is the trading name of the Portsmouth Area Regeneration Trust (Guarantee) Limited. No. 3977373

                                                                                               Head Office: 115 Commercial Road, Portsmouth, PO1 1BU

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