Borrowing Options 

There are three borrowing options, tailored to suit your circumstances. The table below provides a quick comparison of each, highlighting the main differences. For more detailed information, click on the links.

• Capital Repayment
• Interest Only
• Interest Roll-Up

Loan Option	Do I make monthly repayments?	What happens to the loan balance?
Capital Repayment Loan	Yes - repayments and interest	Decreases every month until balance is cleared
Interest Only Loan	Yes - interest only	Remains the same, regardless of when the loan is settled
Interest Roll-Up Loan	No	Increases every month as interest is added

 

 

In some cases we can also offer a Shared Equity Loan (with a Shared Equity Loan, Parity Trust can lend a
capital sum in return for a share of the future value of your property). To find out more about this product, please follow the link to our shared equity pdf. We may not be able to provide this loan in some areas, please contact us if you wish to discuss this further.