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What is the Home Trust Loan? The Home Trust Loan is a unique, low cost, home improvement service and lending scheme delivered by Parity Trust. There are three borrowing options tailored to suit your circumstances. Whichever one you choose, you can be assured of: A low interest rate of 5.49% (5.63% APR). A fixed rate of interest, guaranteed for the full term of the loan. The option to make overpayments or settle the loan in full without penalty. What’s more, the scheme provides you with all the support and guidance you need to see the home improvement process through from start to finish. We offer the support of a dedicated Home Trust Loan Officer, who is able to visit you in your home. Advice on how to choose a reputable contractor. Once the work is finished, a final inspection can be arranged to ensure the works have been completed to a satisfactory standard. Who and what is it for? Who provides it?
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The Home Trust Loan products are provided exclusively by Parity Trust.

Parity Trust is the trading name of the Portsmouth Area Regeneration Trust (Guarantee) Limited. Companies House registered No. 3977373

Registered by the Financial Services Authority as a Home Finance Provider; registered no. 504445

Head Office: 1000 Lakeside, North Harbour, Portsmouth, PO6 3EN

Telephone: 02392 375921

Please note; Your home may be repossessed if you do not keep up the repayments on your mortgage.